You need a job or proven source of income, email address, home phone, checking account in good standing, and you must be at least 18 years of age. All signed Loan Agreements are subject to verification of prior loan history and application data.
We provide short-term cash advances that are electronically deposited into your checking account. Everything from application to payment is done electronically via our web site. When your loan is due, the amount borrowed plus a service fee is debited from your checking account.
Our loans range from $100 - $500. Details vary by state. Fees are based upon the amount you borrow and the state you live in. Please see our fees page for a complete breakdown of amounts and charges for various length loans for your location.
If your application is approved before 4PM PST or 7PM EST on a banking day, we will transfer the money to your bank overnight, and the funds should be posted to your account the next banking day.
The exact availability of the funds is subject to your bank's processing schedules and policies. This chart assumes that none of the days are bank holidays. If you have any questions, please contact your bank's ACH department.
Use the table below to determine when your money should be available. Find the day of the loan approval in the left column. The day funds should be available in your account is indicated in that row.